美國西北互惠銀行最新發布的數據顯示，受新冠疫情影響，美國人均儲蓄額較去年下降了11000美元（約合人民幣7.4萬元）。該公司研究顯示，60%的美國成年人表示，新冠疫情給他們的財務狀況帶來了“非常嚴重的打擊”。

The ongoing economic effects of the Covid-19 pandemic have taken a bite out of Americans' savings.
新冠疫情持續的經濟影響已經蠶食了美國人的積蓄。

The average amount of personal savings dropped 15% from $73,100 in 2021 to $62,086 in 2022, according to Northwestern Mutual's recent 2022 Planning & Progress study. And 60% of US adults say that the pandemic has been "highly disruptive" to their finances.
西北互助銀行最新的2022年規劃與進展研究顯示，美國的人均儲蓄額從2021年的73100美元（約合人民幣48.8萬元）下降到2022年的62086美元（約合人民幣41.4萬元），下降了15%。而60%的美國成年人表示，疫情給他們的財務狀況帶來了“非常嚴重的打擊”。

The annual study was conducted by The Harris Poll between Feb. 8 and Feb. 17 of this year, with data pulled from responses from 2,381 American adults.
這項年度研究由哈里斯民意調查公司在今年2月8日至2月17日期間進行，數據來自2381名美國成年人。

Nearly three-quarters say that they have also adopted better financial habits because of the pandemic.
近四分之三的受訪者表示，疫情讓他們養成了更好的理財習慣。

Among the healthy money habits that respondents picked up are spending less money on living costs, tackling debt and increasing investments. In fact, 17% of respondents said they now regularly revisit their financial plans, while 14% said they have increased their savings and retirement contributions.
受訪者養成的健康理財習慣包括減少生活開支、還清債務和增加投資。事實上，17%的受訪者表示，他們現在定期重新審視自己的財務計劃，而14%的受訪者表示，他們已經增加了儲蓄和養老儲備金。

來源：CNBC
編輯：董靜

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